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Plain-English definitions of the Singapore property terms that get thrown around without explanation.
When you buy a property still under construction, you pay in stages tied to construction milestones rather than all at once. Your loan is drawn down the same way.
SSD is a stamp duty payable when you sell a residential property within a defined holding period after buying it. It is designed to discourage rapid resale.
Decoupling means one co-owner transferring their share of a property to the other, so that one party is freed up to buy again. It has real costs and real risks.
The MOP is the period you must physically occupy your flat or EC before you are allowed to sell it or, in some cases, buy private property.
TDSR caps your total monthly debt repayments at a set share of your gross monthly income. It is usually the reason a loan comes back smaller than expected.
ABSD is an extra stamp duty charged on residential purchases, on top of BSD, depending on your residency status and how many residential properties you will hold.
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