Property Insights
Explanations, comparisons and decision frameworks for homeowners, upgraders and investors. No listings, no hype — and where a number matters, the source is shown.
Yes — for part of the downpayment, the monthly instalments and some of the fees. The limits are where people get caught, and so is the fact that CPF is not cash.
When you buy a property still under construction, you pay in stages tied to construction milestones rather than all at once. Your loan is drawn down the same way.
Gross yield is a headline. Net yield — after maintenance, property tax, agent fees, vacancy and income tax — is the number that decides whether a property carries itself.
SSD is a stamp duty payable when you sell a residential property within a defined holding period after buying it. It is designed to discourage rapid resale.
You compare against what similar units have actually transacted for, adjust for the differences that matter, and separate 'expensive' from 'overpriced'. They are not the same thing.
Four paths open up the moment your EC becomes sellable — sell and upgrade, sell and right-size, hold and stay, or restructure towards a second property. Here is how to tell them apart.
No. They are different products with different risks. One gives you a staged payment schedule and a wait; the other gives you a unit you can walk through and rent out next month.
Decoupling means one co-owner transferring their share of a property to the other, so that one party is freed up to buy again. It has real costs and real risks.
Executive condominiums and private condos look similar from the carpark. The differences are in eligibility, financing, resale restrictions and who you can eventually sell to.
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